Terms of Use
Smart-financial-plan.com Terms of Use
Last updated
August 10, 2021
  Agree to the terms of use
This website is managed by T & M International Corporation (collectively, "Company", "we", "us", or "our").
This Terms of Use (hereinafter "Terms of Use") is for those who access Smart-financial-plan.com managed by us and the sites with URLs below (hereinafter "this Site") and , It applies to you, the user, who utilize the services of this Site (hereinafter "Service").
By using this Site, you agree to these Terms of Use.

If you do not agree, you may not use this Site.
  Use of this Site by customers
Customers using this Service shall have a residence in the United States.
This Service cannot be used illegally.
You may only use the Services if permitted by United States law (hereinafter "Law"). If you do not comply with these Terms of Use and Policy, we may suspend or stop providing the Services to you.
The main Service of this Site is to introduce customers to financial professionals (collectively, "producer", "advisor", or "consultant"). The producer will use this Service within the law to propose a plan that suits your wishes. In addition, producer is engaged in the business activities of individual producer on the individual websites of producers established within this Site. Customers can receive services directly from the producer's site. We have no employment relationship with the producer.

We reserve the right, at our sole discretion, to change, modify, add or delete any part of these Terms of Use at any time. In this case, these Terms of Use shall be based on the changed Terms of Use.
The provisions presented on this Site shall form part of this agreement. Additional provisions form part of this agreement.
In the event of any conflict between these Terms and the Additional Terms, the Additional Terms will supersede this Agreement.
We shall not be liable for any disadvantages or damages caused to you by the change of this agreement.
  Use of this Site by producers
  The producer shall have a valid license as required by law. License renewal and expiration must be reported to us immediately.
Producer may use this Site within the limits of Law and license.
Producer must be properly licensed and appointed to sell insurance, securities and investment advisory-related products and services.
Producer must give top priority to customer satisfaction and provide plans and services that meet their wishes. Any nuisance to customers, such as high pressure sales , is strictly prohibited.
If a customer makes a suitable request to us, the producer will promptly comply with the request.

The producer shall properly store and process personal information, consultation contents, etc. obtained from this Service within the scope of the Law at its own risk.
No employment or labor contracts will occur between the producer and us.

Due to the nature of the producer using this Site, they also belong to the "customers" stipulated in these Terms of Use.
Contractor terms and conditions of the producer shall be determined separately.
  Copyright protection
  All text, photos, data, logos, trademarks, materials and other content used on this Site are protected as copyrighted works. It may not be used for reproduction, publication, or any other purpose beyond the scope of personal use of the user specified by the Copyright Act.
The names of companies, etc. used on this site are the trade names and registered trademarks of each company.
  Privacy policy
  It is based on the privacy policy separately set by us.
  The content posted on this Site is not legal advice.
We do not take any responsibility for any damage caused to the customer by adding, changing, correcting or deleting the information on this Site.
We do not guarantee the latest information, usefulness, etc. of the information posted on this Site.
We shall not be liable for any damages to customers or third parties caused by changes, interruptions, cancellations, suspensions, or abolitions of this Site, or in connection with this Site.
If you damage the third party by using this Site, you will be responsible for the solution at your own expense and will not damage us.
We assume no responsibility for any problems that arise between you and producer.

You shall not be liable to us for any loss, liability, claim, claim, damage, expense or expense incurred by using this Site.
We are not responsible for any damage caused or caused by the use of information.
We do not take any responsibility for the damage caused by the falsification or leakage of information by a third party.
We are not responsible for any loss or damage other than the above items.
  Governing law
  US law governs the establishment, effect, performance and interpretation of these Terms.
  In the event of a dispute with respect to these Terms, the state or federal court located in Cook County, Illinois will be the exclusive court of the first jurisdiction.